Silver Protection

Ideal for clients with serious medical conditions.

Product details:

Coverage is deferred, initial waiting period.

Issue ages: 40-85

Coverage amounts​

  • Minimum coverage: $5,000 (ages 40-70) $2,500 (ages 71-85)
  • Maximum coverage: $50,000 (ages 40-70), $25,000 (ages 71-85)

Premium payment options:

  • Life pay (ages 40-85; payable to attained age 100)
  • 20-year pay (ages 40-80)

Guaranteed Values:

  • Cash surrender values start after the fifth anniversary of the policy
  • Guaranteed reduced paid-up insurance start after fifth anniversary of the policy

Included benefits:

  • Living Benefit: 50% of sum insured in case of terminal illness
  • Transportation Benefit (200km/up to $2,000)
  • Accidental Death

Optional riders:

  • Accidental Fracture Plus

Application Process