Silver Protection
Ideal for clients with serious medical conditions.
Product details:
Coverage is deferred, initial waiting period.
Issue ages: 40-85
Coverage amounts
- Minimum coverage: $5,000 (ages 40-70) $2,500 (ages 71-85)
- Maximum coverage: $50,000 (ages 40-70), $25,000 (ages 71-85)
Premium payment options:
- Life pay (ages 40-85; payable to attained age 100)
- 20-year pay (ages 40-80)
Guaranteed Values:
- Cash surrender values start after the fifth anniversary of the policy
- Guaranteed reduced paid-up insurance start after fifth anniversary of the policy
Included benefits:
- Living Benefit: 50% of sum insured in case of terminal illness
- Transportation Benefit (200km/up to $2,000)
- Accidental Death
Optional riders:
- Accidental Fracture Plus
Application Process
- Determine eligibility with the Simplified Selection Tool
- Submit application with Lia
- TIP: we also offer a data collection form