Product details:

Coverage is immediate, as soon as the policy is issued.

Issue ages: 18-85

Available as individual, joint first-to-die and joint last-to-die coverage

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Coverage amounts​

• Minimum coverage: $10,000
• Maximum coverage: $750,000 (ages 18 to 50), $500,000 (ages 51 to 75), $250,000 (ages 76 to 85)

Premium Payment Options:

• Life pay (ages 18-85; payable to attained age 100)
• 20-year pay (ages 18-80)

Guaranteed Values:

• Cash surrender values start after the fifth anniversary of the policy
• Guaranteed reduced paid-up insurance start after fifth anniversary of the policy

Built-in Benefits:

• Extreme Disability Benefit (not available on joint last-to-die)
• Transportation Benefit (200km/up to $2,000)

Optional Benefit Riders:

• Accidental Death
• Accidental Fracture Plus
• Child Insurance Benefit

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Application Process

• Determine eligibility with the Simplified Selection Tool
• ‍​Submit application with Lia
• ‍TIP: we also offer a data collection form

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