Platinum Protection
Ideal for healthier clients or those with a stable medical history.
Product details:
Coverage is immediate, as soon as the policy is issued.
Issue ages: 18-85
Coverage amounts
- Minimum coverage: $10,000
- Maximum coverage: $500,000 (ages 18-70) $125,000 (ages 71-85)
Premium payment options:
- Life pay (ages 18-85; payable to attained age 100)
- 20-year pay (ages 18-80)
Guaranteed Values:
- Cash surrender values start after the fifth anniversary of the policy
- Guaranteed reduced paid-up insurance start after fifth anniversary of the policy
Included benefits:
- Living Benefit: 50% of sum insured in case of terminal illness
- Transportation Benefit (200km/up to $2,000)
Optional riders:
- Accidental Death
- Accidental Fracture Plus
- Child Insurance Benefit
Application Process
- Determine eligibility with the Simplified Selection Tool
- Submit application with Lia
- TIP: we also offer a data collection form