Product details:

Coverage is immediate, as soon as the policy is issued.

Issue ages: 18-85

Coverage amounts​

• Minimum coverage: $5,000 (ages 40-70) $2,500 (ages 71-85)
• Maximum coverage: $100,000 (ages 40-70), $50,000 (ages 71-80), $25,000 (ages 81-85)

Premium payment options:

• Life pay (ages 40-85; payable to attained age 100)
• 20-year pay (ages 40-80)

Guaranteed Values:

• Cash surrender values start after the fifth anniversary of the policy
• Guaranteed reduced paid-up insurance start after fifth anniversary of the policy

Included benefits:

• Living Benefit: 50% of sum insured in case of terminal illness
• Transportation Benefit (200km/up to $2,000)

Optional riders:

• Accidental Death
• Accidental Fracture Plus
• Child Insurance Benefit

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Application Process

• Determine eligibility with the Simplified Selection Tool
• ‍​Submit application with Lia
• ‍TIP: we also offer a data collection form

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