
Platinum Protection Term
Ideal for healthier clients or those with a stable medical history.
Product Details:
Coverage is immediate, as soon as the policy is issued
Issue ages: 18-75
Available as individual or joint first-to-die
Renewable and convertible coverage
Coverage Amounts:
- Minimum coverage: $50,000 (ages 18 to 44), $25,000 (ages 45 to 75)
- Maximum coverage: $750,000 (ages 18 to 50), $500,000 (ages 51 to 75)
Term Options:
- 10 years (ages 18 to 75)
- 20 years (ages 18 to 70)
Built-in Benefits:
- Term Exchange
- Extreme Disability Benefit
- Insurability Benefit
- Transportation Benefit (200km/up to $2,000)
Optional Benefit Riders:
- Accidental Death
- Accidental Fracture Plus
- Child Insurance Benefit
Application Process
- Determine eligibility with the Simplified Selection Tool
- Submit application with Lia
- TIP: we also offer a data collection form