Golden Protection Elite
Ideal for clients relatively healthy but have a medical history.
Issue ages: 18-85
Coverage amounts
- Minimum coverage: $10,000 (ages 18-70) $5,000 (ages 71-85)
- Maximum coverage: $150,000 (ages 18-70), $50,000 (ages 71-80), $25,000 (ages 81-85)
Premium payment options:
- Life pay (ages 18-85; payable to attained age 100)
- 20-year pay (ages 18-80)
Guaranteed Values:
- Cash surrender values start after the fifth anniversary of the policy
- Guaranteed reduced paid-up insurance start after fifth anniversary of the policy
Included benefits:
- Living Benefit: 50% of sum insured in case of terminal illness
- Transportation Benefit (200km/up to $2,000)
Optional riders:
- Accidental Death
- Accidental Fracture Plus
- Child Insurance Benefit
Application Process
- Determine eligibility with the Simplified Selection Tool
- Submit application with Lia
- TIP: we also offer a data collection form